How to Get a Replacement Car Key
The loss of a car key could be a frustrating experience. It may also be expensive depending on the type of key you've got.
A call to an auto locksmith is the most efficient way to replace a key. This method is usually less expensive and quicker than calling a dealership or roadside assistance.
Cost

Until recently the loss of your car keys wasn't a big issue. You could go to the local hardware store and get a replacement key made. Today, however the process is more complex and expensive. This is because cars are more technologically advanced, and keys are also more advanced. While this makes them more secure against theft, it also makes them more expensive to replace.
The cost to replace a lost car key will differ based on the year, model and model of your car. Many modern cars come with key fobs with transponder chips to help prevent theft. These chips must be paired to your vehicle. This typically requires a locksmith or dealer. The cost will vary depending on the type of car you own, but it can reach $200.
Additionally, certain modern cars utilize laser-cut keys that have to be programmed by an exact machine, which is only available through dealerships or specialist auto locksmiths. The cost of keys for this kind of lock can be up to $100.
Another factor that affects the cost of losing a key is where you live. If you live in a remote location it is likely that you will have to pay extra for service due to the fact that the locksmith or tow truck has to travel a long distance to reach you. A locksmith may also charge a fee for work performed on weekends, holidays or after hours.
The best way to reduce the cost of losing a key is to keep a spare key on hand that can be kept at home or kept in your wallet. Keep your car's title or registration papers on you. These will be required to prove ownership if you need to contact an auto dealer to request a replacement key. In addition, you could make use of your roadside assistance service to help with the procedure. You might be able to get an interim replacement based on the terms and conditions of your roadside assistance service.
Time is a factor.
It can be a hassle to lose your car keys, but it's important not to be in a panic. Make sure to look for your keys in the most obvious places, such as your pocket or purse. Then, go back through your day and try to remember the places you may have left the keys. This could help you remember where you lost them, or the location of them if they're in your car. If you're not able to locate your car keys, it could be time to purchase an alternative.
The majority of newer vehicles have a remote key fob that utilizes an unlock code to start the car. This type of key has to be reprogrammed so that it is compatible with your vehicle. This is usually the job of a professional. You should consult an auto locksmith to determine whether they can take care of this, and you will be required to provide evidence of ownership.
Old-fashioned car keys made of metal are much simpler to replace than remote key fobs. They are 100% mechanical and simple to duplicate. A locksmith in your neighborhood can replace your lost key on instantaneously. The locksmith can also duplicate your ignition cylinder, however, this comes at a cost. If you'd like to backup your old-school car keys You can visit an hardware store that specializes in automobiles, and get them copied quickly and inexpensively.
If your car keys begin to look worn it is recommended to replace them. Regular use can wear away the teeth on the keys, and this can cause it to be difficult to align them properly. If the key begins to stick inside the lock, that's an indication that it's time to replace it.
The dealer may need to program the key if you have a newer model or a luxury vehicle. This is a complex job which can be costly and take a considerable amount of time to complete. Depending on the make of your car it is possible to have the procedure covered by your car warranty or car insurance.
The availability
Even if you're a seasoned driver, it's still possible to lose your car keys. This can be a huge troublesome experience, especially if it occurs at the most inconvenient time, like when you're at the petrol station or at the grocery store and want to go home. There are a variety of ways to replace your lost key. You can find an locksmith, call roadside assistance, or call your insurance provider.
The first thing you'll need to do is identify the type of car key you have. This is important since various cars have different kinds of keys. Some are old-school and only lock through the key cylinder, and others come with an electronic chip that communicates with the car to open the doors and then start it up. Some of these keys can be changed by an auto locksmith, however you may need to visit a dealership to purchase one from the manufacturer if yours is smart keys.
You must first read the manual, or call the dealer for instructions on how you can program the key for your vehicle. You'll need proof that you own the vehicle and then wait a few extra days for your dealer to make an order for the replacement. This procedure may also require you to take the vehicle to a locksmith or other service provider to have it programmed, which isn't the ideal option for people with tight schedules or have a limited mobility.
If you have a spare key the process will be easier. It is possible to purchase an online replacement key for a relatively low price depending on the model of vehicle. If your keys are equipped with a transponder and key fob, then you'll require a certified expert to program and replace them. Depending on the brand and model of your vehicle it could mean arranging for an auto towing service or letting a locksmith take care of it.
A bluetooth tracker is an additional way to get a replacement car key. These small devices attach on your keyring, emitting a signature which can be retrieved using an iPhone with an application installed. The app will then inform you where the key is, so you can find it whenever you need to.
Insurance
Car insurance policies typically do not cover the cost of keys that are lost. There are some exceptions. Some of the most reputable insurance companies, which are committed to customer satisfaction, provide additional insurance for things such as keys lost. It's typically an extra fee, but can be cheaper than paying out of pocket for key replacement costs.
The policy you choose to use and the deductible will determine if your insurance policy covers keys that are lost. Most traditional metal keys are easy to replace, but when you have an smart key or an electronic fob the process can be more difficult. These keys are laser cut and utilize computers that transmit a signal to your vehicle. They are therefore more difficult to replace than keys made of mechanical. They are also more expensive, as you will need to pay a locksmith and the key itself.
Think about using an auto club service or roadside assistance to save money when replacing a lost key. auto key replacement can offer discounts to locksmiths and could even reimburse you for the cost of replacing a key. Some of these companies also provide emergency lockout services which can be beneficial if you're in a rush and have to get back on the road.
Another option is to call your dealer for assistance to see whether they can help. Many dealerships have locksmiths on staff, and they might be able to make you new keys at an affordable price. However should the dealer need to order a new key for your model it could take a few days to receive. Regardless of which method you select, make sure to save all receipts and other documentation to submit a claim to your insurance company for your car should you need to.
Losing your car keys is a regular occurrence. It's not easy, but it can occur to anyone. There are ways to avoid expensive consequences. The quickest and most affordable method to replace keys to your car is by calling a locksmith in your area. However, it is important to consider the financial benefits versus the time and expense required prior to making an insurance claim.